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Privacy Policy

Your privacy is very important to me.  Here is an explanation of the information that I may collect from you, and

how it is used. By using our Web site, you are accepting the practices described in this policy.

Information Collected:

I collect personal information that can be used to identify you individually, such as your name, mailing address,

phone number, email address, comments, messages, Paypal name and email address, date and time you left the message, and best day and time to call.  I also store such records offline as well.

Collection Process:

I collect personal information from you when you provide it to me. For example, if you fill out a contact form on

the website, I may collect your name, mailing address, telephone number, and email address. If you sign up for a program, I may collect your name, mailing address, email address, and other information that I request in the registration process.

If you communicate with me regarding my Web site or my services, I will keep any information that you provide to

me in any such communication in electronic and/or hard copy form.

How Collected Information Is Used:

I use personal information for my professional purposes only, such as providing, maintaining, evaluating, and improving my services and Web site, fulfilling requests for information, delivering products that you order, and providing customer support.


The security of your personal information is important to me. That said, no method of electronic storage or transmission over the Internet, is 100% secure. So, while I strive to protect your personal information, I cannot guarantee its absolute security.

I am obligated to protect your personal information by making reasonable security arrangements against such

risks as unauthorized access, use, collection, disclosure or disposal. Security measures have been integrated into

the design, implementation and day-to-day operating practices as part of my commitment to protect the personal information it holds.

Sharing Information Collected:

I will not sell or otherwise provide the information I obtain, electronically or otherwise, to outside third parties for

the purpose of direct or indirect mass email marketing or any other purpose.


I will share personal information, when required by law.

Do you use cookies?

Cookies are used on this website. .Cookies are small pieces of data stored on your browser when you visit my site, usually used to keep track of your actions on the Web site.  It can help to personalize your experience on the Web site. 

The following cookies are used on my website:

COOKIE NAME                                LIFE SPAN                           PURPOSE


svSession                                         Permanent                           Creates activities and BI


hs                                                     Session                                Security


incap_ses_${Proxy-ID}                    Session                                Security



incap_visid_${Proxy-ID}                  Session                                Security



nibi_{ID}                                           Persistent cookie                 Security


XSRF-TOKEN                                 Persistent cookie                 Security


smSession                                      Two weeks                           Identify logged in site members


Privacy Policy applicability when sharing collected information with outside third parties:

You may be able to access third-party Web sites directly from my Web site. This Privacy Policy does not apply

when you access such Web sites. I can't control how third parties may use personal information you share to

them, so you should carefully review the privacy policy of any third-party Web site you visit before using it or

sharing your personal information to its provider.

What else should I know?

Please keep in mind that whenever you voluntarily share personal information online – for example through e-mail, discussion boards, or otherwise – that information can be collected and used by others. So, if you post personal information online that is accessible to the public, you may receive unsolicited messages from other parties in

return.  Ultimately, you are solely responsible for maintaining the secrecy of your personal information. Please be careful and responsible whenever you are online.

Consent to this Agreement

By using this Web site, you consent to the collection and use of information as specified above. If I make changes

to my Privacy Policy, I will post those changes on this page. Please review this page frequently to remain

up-to-date with the information I collect, how I use it, and under what circumstances I share it. Please review the

new Privacy Policy carefully to make sure you understand my practices and procedures.

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